Easy Mortgage Solutions

Learn how I can help you with your next mortgage.

Debra Munro
Mortgage Agent, BA

Debra Munro

For most people, their mortgage represents the largest purchase they will ever make, and their home is generally their most significant asset. That's why a mortgage plan is so important. The right mortgage plan can protect you from a financial downturn, save you thousands of dollars, and help build your wealth over time.


I am confident that I can help get you into the mortgage that suits your needs.

Happy Clients

Excellent service, great rates and attention to detail. You walked us through everything so there were no surprises at all. Were grateful that we found your services! Highly recommended for sure.

Karen and Jeff

We wanted to get a mortgage through our bank but came across your website on the internet. Are we ever glad we did. We saved literally tens of thousands of dollars and the whole experience was a breeze.

Dan and Cindy

Mortgage Calculators

Doing a few simple calculations is a great way to get an idea of what you can afford for your mortgage payments.

Calculate the maximum mortgage amount you qualify for based on your income.

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Maximum
Mortgage
Calculate your mortgage payment. Create an amortization schedule.

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Mortgage
Analyzer
Calculate your mortgage payment for several payment frequencies. Discover how many years you will shorten your amortization.

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Payment
Analyzer
Discover how many years you will shorten your amortization and how much interest savings you will realize by making a prepayment.

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Prepayment
Analyzer
Compare the advantage of renting or buying based on your current financial situation.

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Rent or
Buy Analyzer

Latest Lending Rates

Due to fluctuating financial markets, mortgage rates change often! Contact me today to receive current rates and a complimentary in-depth quote.

Bank Rates

Term

Our Rates
5.75 6 month closed 5.50
6.79 1 year closed 6.69
6.59 2 year closed 6.39
6.39 3 year closed 6.14
5.89 4 year closed 5.79
5.69 5 year closed 5.49
P - .50 5 year variable P - .100
6.99 7 year closed 6.54
6.99 10 year closed 6.64
P + .50 Line of Credit P + .50

*Subject to approved credit, income verification and meeting lending credit granting criteria. Applies to residential mortgages only and some conditions may apply. O.A.C., E.O.E All content is subject to change without notice.

Mortgage Services

I offer a wide range of mortgage products and services that can be tailored to fit your exact needs.

  • Credit Repair & Debt Consolidation

    Use your home equity to lower interest payments on bad debts.
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    Use Your Home Equity to Reduce Credit Card Debt

    Many Canadians are taking advantage of refinancing some of the equity in their mortgage to reduce their credit card debt. Why pay high interest rates on your bank's credit card debt when you can add that debt to your mortgage and pay a much lower interest rate! One important part of a strategy is knowing "good debt" from "bad debt". A well-planned mortgage can help you turn those bad debts into good debts and get them out of the way.

  • Home Purchase Financing

    We'll help you with the biggest financial decisions.
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    Looking for your first home?

    Buying a home is an exciting time! You're about to take a big step so you'll definitely need some advice from a mortgage professional. We'll give you the facts your bank won't tell you about financing your next purchase. With access to multiple lenders, we'll help you find the best rates and best mortgage options to help you buy your dream home.

    Need a pre-approval before you go househunting?

    Find out how much you can afford before you go househunting! This will keep you focused on shopping for homes within your price range.

  • Renovation Financing Made Easy

    Building a new home or renovating your property... we can help.
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    Sometimes, the house of your dreams is the one you're already in.

    Maybe it just needs some new landscaping, an expanded kitchen, or a swimming pool in the backyard! A record number of Canadians have taken advantage of the historic low mortgage rates and rising real estate values and have tapped into their home equity through equity take-outs. There's never been a better time to access the extra funds that can help bring your home to that next level of comfort. Consider accessing the cash you need for the renovations and improvements you've been dreaming about!

  • Investment Property Financing

    Looking to invest in a second piece of property? We can help.
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    Investment & Vacation Properties

    Investment properties and residential real estate are now accessible to many average Canadians. And as any homeowner will confirm, real estate has been one of the most attractive investment categories in Canada for the past decade. If you're considering an investment in real estate, we can help you out,

    There are many Canadians jumping at the chance to own a recreational property. No longer just perceived as a welcome retreat from the city, a second home is now viewed as a solid financial investment with the added value of a potential retirement property.

  • Mortgage
    Pre-Approval

    Find out how much you can afford before you go househunting!
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    Need a pre-approval before you go househunting?

    Find out how much you can afford before you go househunting! This will keep you focused on shopping for homes within your price range. If you qualify for a preapproved mortgage, you'll be certain of the size of mortgage for which you qualify and guaranteed a rate for a specific period of time. If you don't qualify for a pre-approved mortgage, we will be able to help you estimate a mortgage-qualifying amount.

  • Mortgage Portability Products

    Are you considering a move in the near future? Think portability.
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    What are the Benefits of Mortgage Portability?

    Are you considerating a move? What are the benefits of mortgage portability? It's wise to begin by talking with a mortgage broker. You're about to take a big step; you'll want some advice from an expert. My best advice? Begin with a conversation.

    With access to multiple lenders, we'll help you find the best rates and best mortgage options to help you buy your dream home.

  • Mortgage Renewals & Switches

    If your mortgage renewal is fast approaching then we can help.
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    Let us help you get a better rate!

    If your mortgage renewal is fast approaching now's a great time to look at the many innovative options and competitive rates available. Lenders send out renewal forms just prior to renewal dates to those with good payment histories, with about 70% of homeowners sending it back without asking any questions. You should ask yourself some questions before you sign on the dotted line. This could be an important moment of opportunity.

    Having multiple lenders compete for your business is a great way to ensure you get the best rate for your situation.

  • Mortgages for Self-Employed

    We have smart mortgage options for self-employed professionals.
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    Mortgages for the Self-Employed

    When it comes to mortgages, it hasn't always paid to be self-employed - because reducing your taxable income can make it difficult to qualify for the mortgage you deserve. We understand business owners because we're business owners, too.

    Having multiple lenders compete for your business is a great way to ensure you get the best rate for your situation.

Contact Information

Debra Munro

Burlington, ON

tel: 416-992-1211

fax:

If you wish to send me an email please fill out the form below and I will respond back to you.

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Mortgage Application

Let us help you get a better rate on your next mortgage! Select the most comfortable signup option below to help our Mortgage Team get started:

Safe & Secure online mortgage application. This will take approx. 10mins

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Mortgage Application